
Homeownership & Foreclosure
Can the electric company charge me for someone else's debt?
Is the electric company trying to charge you for a previous resident’s utility debt? Sometimes when a previous resident owes money to a utility company, the company will contact the current resident to collect. They may threaten to shut off the electricity until the debt has been paid.
If you live in Maine and this is your situation, you are not… More
Maine Homeowner Assistance Fund (HAF) FAQ
Notice: The Maine HAF Program is winding down. Complete applications received after January 10, 5 PM will be put on a waitlist.
Do you owe $500 or more to your electric company?
If you're more than $500 in debt on your electric bill, this program may be able to help you. You pay just your current monthly electric bill, each month and on time. For each month that you pay your current bill, your electric utility company will wipe out 1/12 of what you owe them on your back bill. Learn about how to enroll!
Home Foreclosure: It’s always good to have a lawyer, but when is it really critical to get some legal help?
Hiring a lawyer can be expensive and there are not enough free lawyers to help everyone who needs one. On the other hand, a lawyer can make a big difference in certain situations. Below we identify five such situations.
Court Mediation: Your Chance to Stop a Foreclosure
The Maine Court gives you the chance to go through a mediation process before your home can be foreclosed upon. This is probably your last best chance to save your home - or to find out about your other legal options.
Maine Homestead Exemption for Veterans
General Maine Homestead Exemption
Can a Creditor Put a Lien on My House in Maine?
Yes. A person or company you owe money to can put a lien on a home that you own. But there may be something you can do about it. Maine law has some protections for homeowners in this situation.
Can a Creditor Put a Lien on My House?
Yes. But there may be something you can do about it. Maine law has some protections for homeowners in this situation.
Foreclosure Rescue Scams: Just Say No!
BEWARE!
If you have fallen behind on your mortgage or you are going through foreclosure, you may hear from someone offering to save your home or fix your credit.
Watch out! This may be a scam!
Lead Paint in Maine – Know the risks, know your rights
The state of Maine has a lot of older homes, and unfortunately that means we also have a lot of lead paint. This article covers what you and your family should know about lead: the risks, your rights, and programs that may be able to help you.