If a debt collector has just begun contacting you, within the first 30 days you have the right to request “validation” of the debt.  While the debt collector is responding to your request, they cannot try to collect from you.  If the creditor follows the law by responding, you will have valuable information that could help you dispute your oblig

Notice: The Maine HAF Program is winding down. Complete applications received after January 10, 5 PM will be put on a waitlist.

Introduction Many people use self-storage facilities for a variety of reasons. It is important to know your rights when you put your property in a self-storage unit. There is a specific Maine law that covers self-storage facilities.

Cars are getting more expensive all the time – buying a car may be one of the biggest financial decisions you have to make. Know your rights and some information about the car-buying process before you start shopping. This article covers some of the most important things to know before you buy a car in Maine.

Introduction Maine has old homes and old homes need repairs. In fact, all homes will need repairs at some point! Home repairs can be expensive and can affect your life in many ways.  

Welcome to PTLA’s Student Loan Project! We provide free legal services to student loan borrowers. We help people with:

What happens if I am sued for a debt in district court?   If you are sued for a debt in district court, the creditor is the Plaintiff and you are the Defendant.  

Posted and up-to-date on 9/20/2023

What is a Power of Attorney? Where can I learn more about Powers of Attorney in Maine?

A disclosure hearing can happen once a creditor has a judgment against you for money you owe. Sometimes the creditor must take you to court to find out what property and income you have. This is called a disclosure hearing. This guide will walk you through what to expect at a disclosure hearing, and what you will need to know to go in prepared.… More