Form Letter: Debt Validation

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If a debt collector has just begun contacting you, within the first 30 days you have the right to request “validation” of the debt.  While the debt collector is responding to your request, they cannot try to collect from you.  If the creditor follows the law by responding, you will have valuable information that could help you dispute your obligation to pay on the debt.

 

Maine Tenant's Notice of Warranty of Habitability Violation

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Here is a sample form you can use if you need to inform a landlord in writing of an unsafe or unfit rental housing condition. 

Be careful! You need to understand the Maine laws about unsafe rental housing and other options before using this form.  And it is best to talk to a lawyer, if you can, before taking this step. 

Maine Tenant's Request for Security Deposit Account Information

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Maine tenants can use this form letter to request information from their landlord about where their security deposit is being held.

Maine law requires a landlord to hold tenants' security deposits in a separate bank account. The purpose is to put your security deposit outside the reach of the landlord's creditors.  So if your landlord is sued or foreclosed upon or declares bankruptcy, your deposit is safe.