Falling behind on student loan debt? Here's what you need to know

This guide lays out your options for many different student loan debt situations.

Is this guide for you?

You may use this guide if:

• You have student loan debt
• You're worried about falling behind on your payments
• You are already behind on your payments, or your loans are in default
• You want to learn more about different kinds of loan repayment or loan discharge.