Foreclosure: Can I Save My Home? (video)

Short video about home foreclosure process in Maine.

Foreclosure: Net Present Value Calculator

In a foreclosure situation, the bank may be required to determine the "Net Present Value" of your home.  Doing this math can help the lender know whether a loan modification would be in everyone's best interests.  The attachment below is the calculator the FDIC posted on its website until recently and the one that Maine mediators are still using
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Foreclosure - Simplified Answer and Request for Mediation Form

You can file the attached form in the Maine District Court if you get court papers saying that your home is being "foreclosed."   You must act right away; there is a 20 day deadline.

Tips for Homeowners Facing Foreclosure

Watch this video to learn some basics about foreclosure in Maine. Then go to our Foreclosure Prevention Toolkit to view more videos and read more detailed self-help information.  
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Tenant's Repair and Deduct Form Letter

Caution! Repair and deduct can be a risky strategy - read our information about the Rights of Maine Renters in Unsafe or Unfit Housing before you try to use this form!
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Maine Tenant's Notice of Warranty of Habitability Violation

Here is a sample form you can use if you need to inform a landlord in writing of an unsafe or unfit rental housing condition. 
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Form Letter: Security Deposit Return Request

You can use this sample form to request the return of your security deposit in Maine.  We strongly recommend that you learn about the relevant Maine rules before using this form.
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Maine Tenant's Request for Security Deposit Account Information

Maine tenants can use this form letter to request information from their landlord about where their security deposit is being held.
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Rental Housing Standard Radon Disclosure Form for Landlords

Effective March 1, 2014, Maine landlords are required to test rental units for radon gas.  More details here We have linked below the Maine DHHS standard radon disclosure form, with their "Radon Tips" information attached.
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Sample Letter: Maine Notice to Landlord of Bedbug Infestation

Here is a sample letter you can send to your landlord to notify them of bed bugs in your building.  NOTE:  This notice was drafted for use by Maine tenants.  The laws may be different in other states.