Maine Homeowner Assistance Fund (HAF) FAQ
Introduction The Maine Homeowner Assistance Fund (“Maine HAF”) is a program meant to help homeowners who have experienced a financial hardship connected to COVID-19 and are at risk of losing their homes. This is a grant based program, homeowners will not have to pay this money back.
Land Installment Contracts, Options to Buy, and Rent-to-Own Agreements in Maine
Introduction Understanding the kind of purchase agreement you have when you are trying to buy land or a home is very important. Often when people buy land or land and a house (sometimes called 'real property') they take out a mortgage or loan and are given the deed to the property when they buy it, and before they move in.
Home Foreclosure and COVID-19 FAQ
Posted and up-to-date as of 10/1/2021 Introduction If you can't make your mortgage payment because of the COVID-19 emergency, there is some good news:
Podcast: National Origin Discrimination in Housing is Illegal
Podcast - Federal and State Fair Housing laws prohibit discrimination against people who are from countries, other than the U.S, when selling, renting, financing, or other housing related transactions.
Combat-Injured Veterans Tax Fairness Act
Introduction The Combat-Injured Veterans Tax Fairness Act of 2016 is a law that may allow many combat-injured veterans to claim a refund or credit from the IRS. This article is a brief summary of who may be eligible, and how to find help and more information.
Rights of Maine Renters: Unsafe or Unfit Housing
Maine law gives tenants an "implied warranty of habitability." This means that your landlord must promise that your home is safe and fit to live in.
Rights of Maine Renters: Heat and Utility Charges for Common Areas
If you live in an apartment building, you may find out that you are paying for heat, lights, or other utilities for "common areas." This includes, for example, hallways, basements, or a common hot water heater or furnace. It is illegal for your landlord to make you pay those costs alone. For example, the hall lights should not be hooked up to your… More
Rights of Maine Renters: Cable TV, Dishes, and Antennas
If I live in an apartment building, can my landlord stop me from getting cable TV, a satellite dish or an antenna? Generally, no. Your landlord can only refuse to allow these installations if they have "good cause" to deny that particular company. "Good cause" could be:
Rights of Maine Renters: Victims of Domestic Violence, Sexual Assault, and Stalking
Sometimes landlords react to sexual assault, domestic violence and stalking by taking action against the victim. There are state and federal laws that can help if this happens to you.
Maine Sexual Assault Resources: Consent and Maine Law
What is consent? Consent is when you give permission for something to happen. Consent is an important part of sex. A person’s consent to a sexual activity should be: