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Student Loan Project

Welcome to PTLA’s Student Loan Project! We provide free legal services to student loan borrowers. We help people with:
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Land Installment Contracts, Options to Buy, and Rent-to-Own Agreements in Maine

Introduction Understanding the kind of purchase agreement you have when you are trying to buy land or a home is very important. Often when people buy land or land and a house (sometimes called 'real property') they take out a mortgage or loan and are given the deed to the property when they buy it, and before they move in.
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Maine State Housing Authority Emergency Rental Assistance Program FAQ

Have you lost income, had increased expenses, or some other type of financial hardship during COVID-19? You might be eligible for help through a new Maine State Housing Authority Program. This program may help you pay up to 18 months of rent or utility bills. We answer some common questions about this program below.
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Portland Maine Landlord Tenant Rules - December 2020

Important Resources to Prevent Eviction Getting evicted? Worried you might be soon?
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COVID-19 & Rights of Maine Renters: CDC Eviction Ban Struck Down

The CDC issued an order banning some evictions. This order has been struck down by the Supreme Court. Learn how you can protect your housing.
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COVID-19 Maine Eviction & Rental Housing FAQ

Important Resources to Prevent Eviction Getting evicted? Worried you might be soon?
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Student Loans & COVID-19 FAQ

Posted and up-to-date on 4/6/2022
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Rights of Maine Renters: Eviction

Can my landlord turn off my utilities or change the locks on my door or kick me out without going to court? No. It is illegal for your landlord to throw you out by force. Your landlord must get a court order before they evict you.
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Rights of Maine Renters: Discrimination

Landlords may not discriminate against you because of your: race, color, sex, sexual orientation, physical or mental impairment, religion, ancestry or national origin, getting welfare, being a single parent, being pregnant or having children. This means that a landlord cannot refuse to rent to you, charge you extra, or evict you for any of these… More
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Rights of Maine Renters: Unsafe or Unfit Housing

Maine law gives tenants an "implied warranty of habitability." This means that your landlord must promise that your home is safe and fit to live in.