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Student Loan Project

Welcome to PTLA’s Student Loan Project! We provide free legal services to student loan borrowers. We help people with:
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COVID-19 Federal Stimulus Checks FAQ

Published and up-to-date as of July 2022.    
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Student Loans & COVID-19 FAQ

Posted and up-to-date on 8/26/2022
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Social Security and COVID-19 FAQ

Up-to-date as of 12/15/2020 Is the Social Security Administration Open? Yes, but there have been changes because of COVID-19.
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Powers of Attorney in Maine

What is a Power of Attorney? Where can I learn more about Powers of Attorney in Maine?
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Combat-Injured Veterans Tax Fairness Act

Introduction The Combat-Injured Veterans Tax Fairness Act of 2016 is a law that may allow many combat-injured veterans to claim a refund or credit from the IRS. This article is a brief summary of who may be eligible, and how to find help and more information.
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Rights of Maine Renters: Unsafe or Unfit Housing

Maine law gives tenants an "implied warranty of habitability." This means that your landlord must promise that your home is safe and fit to live in.
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Rights of Maine Renters: Heat and Utility Charges for Common Areas

If you live in an apartment building, you may find out that you are paying for heat, lights, or other utilities for "common areas." This includes, for example, hallways, basements, or a common hot water heater or furnace. It is illegal for your landlord to make you pay those costs alone. For example, the hall lights should not be hooked up to your… More
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Rights of Maine Renters: Cable TV, Dishes, and Antennas

If I live in an apartment building, can my landlord stop me from getting cable TV, a satellite dish or an antenna? Generally, no. Your landlord can only refuse to allow these installations if they have "good cause" to deny that particular company. "Good cause" could be:
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Tax Credit for Making Home Accessible to People with Disabilities

This is a tax credit for people who modify their home to make it more accessible for a household member with a disability.