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Falling behind on student loan debt? Here's what you need to know

This guide lays out your options for many different student loan debt situations. Is this guide for you? You may use this guide if:
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Student Loan Project

Welcome to PTLA’s Student Loan Project! We provide free legal services to student loan borrowers. We help people with:
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Home Foreclosure and COVID-19 FAQ

Posted and up-to-date as of 10/1/2021 Introduction If you can't make your mortgage payment because of the COVID-19 emergency, there is some good news:
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Student Loans & COVID-19 FAQ

Posted and up-to-date on 8/26/2022
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Rights of Maine Renters: Unsafe or Unfit Housing

Maine law gives tenants an "implied warranty of habitability." This means that your landlord must promise that your home is safe and fit to live in.
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Rights of Maine Renters: Victims of Domestic Violence, Sexual Assault, and Stalking

Sometimes landlords react to sexual assault, domestic violence and stalking by taking action against the victim. There are state and federal laws that can help if this happens to you.
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Maine Sexual Assault Resources: Sexual Assault and Schools

If you (or your child) have been sexually assaulted at school, there are laws that can help protect you. One of the most important laws is called Title IX (Title Nine). Title IX says that schools that get federal funding cannot discriminate based on sex. This includes almost all elementary schools, high schools, and colleges. Title IX says that… More
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Healthcare Resources for Maine Children Who Have Experienced Violence

How does domestic violence affect children? Violence and trauma can have long-lasting effects on children who witness or experience violent events.
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Maine National Guard Education Assistance Program

Maine National Guard members may be eligible for full tuition at a state college or university. Learn about the requirements here.
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Do you owe $500 or more to your electric company?

If you're more than $500 in debt on your electric bill, this program may be able to help you. You pay just your current monthly electric bill, each month and on time. For each month that you pay your current bill, your electric utility company will wipe out 1/12 of what you owe them on your back bill. Learn about how to enroll!