Printable Guide This guide will walk you through what to expect at a disclosure hearing, and what you will need to know to go in prepared.

Introduction The Maine Homeowner Assistance Fund (“Maine HAF”) is a program meant to help homeowners who have experienced a financial hardship connected to COVID-19 and are at risk of losing their homes. This is a grant based program, homeowners will not have to pay this money back.

Maine law gives tenants an "implied warranty of habitability." This means that your landlord must promise that your home is safe and fit to live in.

If you're more than $500 in debt on your electric bill, this program may be able to help you. You pay just your current monthly electric bill, each month and on time. For each month that you pay your current bill, your electric utility company will wipe out 1/12 of what you owe them on your back bill. Learn about how to enroll!

As with all commercial products, buyer beware! Pre-paid debit cards are often viewed as convenient alternatives to cash and expensive checking accounts. While there may be many advantages to these cards, there are also many disadvantages a consumer should consider.

Introduction  This page covers free and low-cost phone services available to Mainers. We know there are many new low or no cost ways of communicating, but we are just trying to cover the basics.   

LIHEAP funding continues to be lower than in previous years. This will mean that more households will be turning to local heating assistance programs after their LIHEAP money runs out.  Here is a summary of the programs we know about - followed by information about how to access local programs.  

Important Resources to Prevent Eviction Getting evicted? Worried you might be soon?

Caution! Repair and deduct can be a risky strategy - read our information about the Rights of Maine Renters in Unsafe or Unfit Housing before you try to use this form!