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Falling behind on student loan debt? Here's what you need to know

This guide lays out your options for many different student loan debt situations. Is this guide for you? You may use this guide if:
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Student Loan Project

Welcome to PTLA’s Student Loan Project! We provide free legal services to student loan borrowers. We help people with:
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COVID-19 Stimulus Checks & Public Benefits Eligibility in Maine

Posted and up-to-date on 4/29/2020 Introduction Many people who will get a stimulus check under the CARES Act may also receive public benefits. You may be worried about whether getting a stimulus check will change your eligibility for public benefits.
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Maine Public Benefits & COVID-19 FAQ

Posted and up-to-date on 12/15/2020 I need MaineCare, TANF, and/or SNAP (food stamps), where do I go to apply? These services are run through the Maine Department of Health and Human Services (DHHS).
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Student Loans & COVID-19 FAQ

Posted and up-to-date on 11/30/2022
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Rights of Maine Renters: Unsafe or Unfit Housing

Maine law gives tenants an "implied warranty of habitability." This means that your landlord must promise that your home is safe and fit to live in.
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Do you owe $500 or more to your electric company?

If you're more than $500 in debt on your electric bill, this program may be able to help you. You pay just your current monthly electric bill, each month and on time. For each month that you pay your current bill, your electric utility company will wipe out 1/12 of what you owe them on your back bill. Learn about how to enroll!
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Repaying Federal Student Loans

Federal student loans can be intimidating and confusing. In this article we will explain types of federal student loans, repayment plans and situations, and loan discharge and forgiveness programs.
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Repair and Deduct: a self-help tool for tenants

Maine law provides tenants with minor safety issues a self-help "Repair and Deduct" remedy.  You can find a sample form here.
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My Maine Connection: Online Benefits Application Tool

Maine DHHS is offering this online tool My Maine Connection as another way to apply for benefits.  You may still apply in person, if you prefer, or over the phone (in programs that allow phone applications).  But this is now the most streamlined way to apply.