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Maine Homeowner Assistance Fund (HAF) FAQ

Notice: The Maine HAF Program is winding down. Complete applications received after January 10, 5 PM will be put on a waitlist.
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What happens if I am sued for a debt in Maine District Court?

What happens if I am sued for a debt in district court?   If you are sued for a debt in district court, the creditor is the Plaintiff and you are the Defendant.  
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Rights of Maine Renters: Unsafe or Unfit Housing

Maine law gives tenants an "implied warranty of habitability." This means that your landlord must promise that your home is safe and fit to live in.
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Get a Refund on Your Property Taxes or Rent

Tax credits for people with low incomes who own their own homes or pay rent.
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Can I Get Rid of a Lien on my Car or Truck?

Introduction Sometimes a creditor who successfully sues you on a debt will place a lien on your vehicle to "secure the judgment."  They do this by filing a document with the Maine Secretary of State's office where vehicle registrations are recorded.
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Maine Homestead Exemption for Veterans

General Maine Homestead Exemption
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Debt collectors are calling me. What can I do?

We have drafted three form letters to help you respond to debt collectors.  These letters will not fit all situations, but they address some of the most common issues.
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Can a Creditor Put a Lien on My House?

Yes. But there may be something you can do about it. Maine law has some protections for homeowners in this situation.
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Can a Creditor Put a Lien on My House in Maine?

Yes. A person or company you owe money to can put a lien on a home that you own. But there may be something you can do about it. Maine law has some protections for homeowners in this situation.
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Common Defenses in Small Claims Cases (Third Party Collections)

You have been sued in small claims court. The company suing you says that you did not pay a debt, like a credit card debt. But, this is not the company who sold you the credit card (or who loaned you the money).