Self Help Tools
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Homeownership & Foreclosure
Podcast - Federal and State Fair Housing laws prohibit discrimination against people who are from countries, other than the U.S, when selling, renting, financing, or other housing related transactions.
The Fair Housing Newsletter is a publication of Pine Tree Legal Assistance, through the Fair Housing Initiative Program, Maine. It covers important fair housing information and developments, and highlights other fair housing resources.
If you're more than $500 in debt on your electric bill, this program may be able to help you. You pay just your current monthly electric bill, each month and on time. For each month that you pay your current bill, your electric utility company will wipe out 1/12 of what you owe them on your back bill. Learn about how to enroll!
Home Foreclosure: It’s always good to have a lawyer, but when is it really critical to get some legal help?
Hiring a lawyer can be expensive and there are not enough free lawyers to help everyone who needs one. On the other hand, a lawyer can make a big difference in certain situations. Below we identify five such situations.
The Maine Court gives you the chance to go through a mediation process before your home can be foreclosed upon. This is probably your last best chance to save your home - or to find out about your other legal options.
In a foreclosure situation, the bank may be required to determine the "Net Present Value" of your home. Doing this math can help the lender know whether a loan modification would be in everyone's best interests. The attachment below is the calculator the FDIC posted on its website until recently and the one that Maine mediators are still using