Homeownership & Foreclosure
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Home Foreclosure and COVID-19 FAQ

Posted and up-to-date as of 7/6/2021 Introduction If you can't make your mortgage payment because of the COVID-19 emergency, there is some good news:

Home Foreclosure: It’s always good to have a lawyer, but when is it really critical to get some legal help?

Hiring a lawyer can be expensive and there are not enough free lawyers to help everyone who needs one. On the other hand, a lawyer can make a big difference in certain situations. Below we identify five such situations.

Court Mediation: Your Chance to Stop a Foreclosure

The Maine Court gives you the chance to go through a mediation process before your home can be foreclosed upon. This is probably your last best chance to save your home - or to find out about your other legal options.

Foreclosure: Can I Save My Home? (video)

Short video about home foreclosure process in Maine.

Foreclosure - Simplified Answer and Request for Mediation Form

You can file the attached form in the Maine District Court if you get court papers saying that your home is being "foreclosed."   You must act right away; there is a 20 day deadline.

Tips for Homeowners Facing Foreclosure

Watch this video to learn some basics about foreclosure in Maine. Then go to our Foreclosure Prevention Toolkit to view more videos and read more detailed self-help information.  

Foreclosure Prevention Toolkit

If you're being threatened with a foreclosure of your home, you are not alone. Here are some tools to help: if you are having trouble keeping up with your mortgage payments, if you are already receiving threatening notices from your loan servicer, or even if you are already facing foreclosure.

Foreclosure Rescue Scams: Just Say No!

BEWARE! If you have fallen behind on your mortgage or you are going through foreclosure, you may hear from someone offering to save your home or fix your credit. Watch out! This may be a scam!

Can I Save My Home from Foreclosure?

Educate yourself. Many, many people are in fear of losing their homes. Maine provides some free help resources, but not everyone will be able to get a free lawyer. Here, we want to help you get started by telling you about some options and where you may be able to get further help.

Home Mortgage Foreclosures

Where can I get help? If you are facing threat of foreclosure of your home, try to get a lawyer. Here are some possible legal resources: You need Flash player 8+ and JavaScript enabled to view this video. Volunteer Lawyer's Project 1-800-442-4293 Pine Tree Legal Assistance Legal Services for the Elderly 1-800-750-5353 If you are… More