Homeownership & Foreclosure
Displaying 1 - 10 of 27
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Can the electric company charge me for someone else's debt?

Is the electric company trying to charge you for a previous resident’s utility debt? Sometimes when a previous resident owes money to a utility company, the company will contact the current resident to collect. They may threaten to shut off the electricity until the debt has been paid.  If you live in Maine and this is your situation, you are not… More
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Applying for FEMA Assistance and How to Appeal FEMA Assistance Decisions

FEMA is a government agency which often provides assistance funds for people affected by severe weather. This article describes the process of applying for FEMA aid, and how to appeal a FEMA decision. Appealing a FEMA decision can take place if the initial request for aid is denied.
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Maine Homeowner Assistance Fund (HAF) FAQ

Notice: The Maine HAF Program is winding down. Complete applications received after January 10, 5 PM will be put on a waitlist.
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Home Repair Contracts in Maine

Introduction Maine has old homes and old homes need repairs. In fact, all homes will need repairs at some point! Home repairs can be expensive and can affect your life in many ways.  
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Land Installment Contracts, Options to Buy, and Rent-to-Own Agreements in Maine

Introduction  Understanding the kind of purchase agreement you have when you are trying to buy land or a home is very important. Often when people buy land or land and a house (sometimes called 'real property') they take out a mortgage or loan and are given the deed to the property when they buy it, and before they move in.

Podcast: National Origin Discrimination in Housing is Illegal

Podcast - Federal and State Fair Housing laws prohibit discrimination against people who are from countries, other than the U.S, when selling, renting, financing, or other housing related transactions.

Maine Fair Housing Newsletter

The Fair Housing Newsletter is a publication of Pine Tree Legal Assistance, through the Fair Housing Initiative Program, Maine. It covers important fair housing information and developments, and highlights other fair housing resources.
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Tax Credit for Making Home Accessible to People with Disabilities

This is a tax credit for people who modify their home to make it more accessible for a household member with a disability.
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Do you owe $500 or more to your electric company?

If you're more than $500 in debt on your electric bill, this program may be able to help you. You pay just your current monthly electric bill, each month and on time. For each month that you pay your current bill, your electric utility company will wipe out 1/12 of what you owe them on your back bill. Learn about how to enroll!
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Home Foreclosure: It’s always good to have a lawyer, but when is it really critical to get some legal help?

Hiring a lawyer can be expensive and there are not enough free lawyers to help everyone who needs one. On the other hand, a lawyer can make a big difference in certain situations. Below we identify five such situations.