What is identity theft?
Identity theft can happen to anyone. If this has happened to you, you are not alone. Common types of identity theft include when someone has used your name to:
- Buy things
- Get credit cards
- Rent an apartment
- Set up utilities
It could also mean that someone has:
- Gotten medical care in your name
- Re-routed your tax refund
- Impersonated you during contact with law enforcement
- Written checks on your account (from stealing your checkbook or getting online access to your checking account)
- Used your ATM card or credit card without your permission
In some cases, identity theft happens within families
How can identity theft impact me?
Even if you are able to get purchases, charges, or checks cancelled, an identity theft can have other effects. You might:
- Get collection letters for things you didn't buy, or debts you don't owe
- Have bad entries on your credit report that make it harder for you to get credit, or trigger higher interest rates
What can I do?
The Federal Trade Commission (FTC) has a website with step-by-step instructions and resources to help you: IdentityTheft.gov - Steps to Take
Learn more:
Federal Trade Commission: Identity Theft
Partially Updated 2023
PTLA #091