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Self Help Tools

Homeownership & Foreclosure
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Short video about home foreclosure process in Maine.
Tax credits for people with low incomes who own their own homes or pay rent.
General Maine Homestead Exemption All Maine residents who own their homes can claim a homestead tax exemption. Go here to learn more about the basic Maine Homestead Exemption and how service members based in Maine can qualify.
Use this worksheet to see if you qualify for the Veteran's Property Tax Exemption. 1. Are you a Maine Resident? Yes. Go to Question 2. No. You cannot take this exemption.
Yes. But there may be something you can do about it. Maine law has some protections for homeowners in this situation.
In a foreclosure situation, the bank may be required to determine the "Net Present Value" of your home.  Doing this math can help the lender know whether a loan modification would be in everyone's best interests.  The attachment below is the calculator the FDIC posted on its website until recently and the one that Maine m
Educate yourself. Many, many people are in fear of losing their homes. Maine provides some free help resources, but not everyone will be able to get a free lawyer. Here, we want to help you get started by telling you about some options and where you may be able to get further help.
Beginning Jan. 1, 2010, the Maine Courts began offering a mediation program. This gives debtors the chance to sit down with their lender at the beginning of the court foreclosure process, to see if they can reach an agreement.
*The purpose of this page is to inform you of the options available. PTLA does not endorse or critique any of these services.  You may want to check with reliable consumer sites before signing on with a wireless company. 
You can file the attached form in the Maine District Court if you get court papers saying that your home is being "foreclosed."   You must act right away; there is a 20 day deadline.