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Maine Homeowner Assistance Fund (HAF) FAQ

Notice: The Maine HAF Program is winding down. Complete applications received after January 10, 5 PM will be put on a waitlist.
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Do you owe $500 or more to your electric company?

If you're more than $500 in debt on your electric bill, this program may be able to help you. You pay just your current monthly electric bill, each month and on time. For each month that you pay your current bill, your electric utility company will wipe out 1/12 of what you owe them on your back bill. Learn about how to enroll!
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Home Foreclosure: It’s always good to have a lawyer, but when is it really critical to get some legal help?

Hiring a lawyer can be expensive and there are not enough free lawyers to help everyone who needs one. On the other hand, a lawyer can make a big difference in certain situations. Below we identify five such situations.
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Court Mediation: Your Chance to Stop a Foreclosure

The Maine Court gives you the chance to go through a mediation process before your home can be foreclosed upon. This is probably your last best chance to save your home - or to find out about your other legal options.
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Military Training Qualifying for a Professional License

Are you a veteran considering applying for a Maine Professional license?  Your military training may help! The Maine Office of Professional and Occupational Regulation will consider military training when reviewing applications.  This means you may not have to complete certain required training programs. 
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Benefits for Veterans and Their Families in State & Local Government Jobs

If You or Your Spouse Have Been in the Armed Services You May Get Special Benefits When Applying for a State Job Maine gives benefits to some former members of the armed services and their spouses. You can get these if you are a veteran, or if your spouse was a veteran and has passed away.
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What Happens to Your Job If You Get Called to Active Duty or Required Military Training?

Maine Law Maine law protects you when you are in the National Guard or the Reserves of the United States Armed Forces and receive orders. When these orders require you to take leave from your job you are provided certain rights. These rights include:
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What Happens to Your Professional or Occupational Licenses When You Get Called to Active Duty?

Maine law gives certain protections if you are in the National Guard or the U.S. Armed Forces Reserve.  These rules apply when you are called to active duty for more than 30 days. If you have a:
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Worker Classification: Employee vs. Independent Contractor

What is worker classification? Why does it matter how I'm classified? How can I tell which way I've been classified? I think I should be classified as an employee but how do I know?
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Free and Low Cost Phone Services

Introduction  This page covers free and low-cost phone services available to Mainers. We know there are many new low or no cost ways of communicating, but we are just trying to cover the basics.