Welcome to PTLA’s Student Loan Project! We provide free legal services to student loan borrowers. We help people with:

Introduction Understanding the kind of purchase agreement you have when you are trying to buy land or a home is very important. Often when people buy land or land and a house (sometimes called 'real property') they take out a mortgage or loan and are given the deed to the property when they buy it, and before they move in.

What happens if I am sued for a debt in district court?   If you are sued for a debt in district court, the creditor is the Plaintiff and you are the Defendant.  

Are you or do you know someone who is trapped or unable to leave a work situation? You may be victim of human labor trafficking. There are laws to protect workers in these situations. Know the signs, know your rights!

Have you lost income, had increased expenses, or some other type of financial hardship during COVID-19? You might be eligible for help through a new Maine State Housing Authority Program. This program may help you pay up to 18 months of rent or utility bills. We answer some common questions about this program below.

Important Resources to Prevent Eviction Getting evicted? Worried you might be soon?

The CDC issued an order banning some evictions. This order has been struck down by the Supreme Court. Learn how you can protect your housing.

Read this page to learn about laws that protect farmworkers, information about where to get legal help, and information about COVID-19, workers’ compensation, minimum wage, and federal farmworker protections.

What is the minimum wage for farmworkers? The federal minimum wage is $7.25 per hour. You must be paid at least $7.25 per hour. Even if you are paid on a piece rate basis, your hourly wages each week must average at least $7.25 per hour or your state’s minimum wage for agricultural workers.

Safety first. If you are in danger, call 911 for the Police. Physical abuse by your spouse or partner is illegal. Your safety is most important.