Maine Homeowner Assistance Fund (HAF) FAQ
Notice: The Maine HAF Program is winding down. Complete applications received after January 10, 5 PM will be put on a waitlist.
What happens if I am sued for a debt in Maine District Court?
What happens if I am sued for a debt in district court?
If you are sued for a debt in district court, the creditor is the Plaintiff and you are the Defendant.
Rights of Maine Renters: Heat and Utility Charges for Common Areas
If you live in an apartment building, you may find out that you are paying for heat, lights, or other utilities for "common areas." This includes, for example, hallways, basements, or a common hot water heater or furnace.
It is illegal for your landlord to make you pay those costs alone. For example, the hall lights should not be hooked up to your… More
Rights of Maine Renters: Cable TV, Dishes, and Antennas
If I live in an apartment building, can my landlord stop me from getting cable TV, a satellite dish or an antenna?
Generally, no. Your landlord can only refuse to allow these installations if they have "good cause" to deny that particular company. "Good cause" could be:
Rights of Maine Renters: Mobile Home Parks
Who is protected by the mobile home park laws?
This section applies to you if you own your mobile home and rent a lot in a mobile home park. Also, these "Rights of Maine Renters" articles apply to you:
How To: Get Ready for a Disclosure Hearing in Maine
A disclosure hearing can happen once a creditor has a judgment against you for money you owe. Sometimes the creditor must take you to court to find out what property and income you have. This is called a disclosure hearing. This guide will walk you through what to expect at a disclosure hearing, and what you will need to know to go in prepared.… More
Do you owe $500 or more to your electric company?
If you're more than $500 in debt on your electric bill, this program may be able to help you. You pay just your current monthly electric bill, each month and on time. For each month that you pay your current bill, your electric utility company will wipe out 1/12 of what you owe them on your back bill. Learn about how to enroll!
Do You Get Paid By Payroll Card? Know your rights under Maine and federal law
Introduction
Many Maine employers are using payroll cards instead of paper checks or direct deposit to pay wages. This is a growing trend around the country. Payroll cards may be good for some employees, but there are risks and hidden costs involved. Here’s what you need to know.
Get a Refund on Your Property Taxes or Rent
Tax credits for people with low incomes who own their own homes or pay rent.
Can I Get Rid of a Lien on my Car or Truck?
Introduction
Sometimes a creditor who successfully sues you on a debt will place a lien on your vehicle to "secure the judgment." They do this by filing a document with the Maine Secretary of State's office where vehicle registrations are recorded.