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Maine Homeowner Assistance Fund (HAF) FAQ

Notice: The Maine HAF Program is winding down. Complete applications received after January 10, 5 PM will be put on a waitlist.
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Student Loan Project

Welcome to PTLA’s Student Loan Project! We provide free legal services to student loan borrowers. We help people with:
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What happens if I am sued for a debt in Maine District Court?

What happens if I am sued for a debt in district court?   If you are sued for a debt in district court, the creditor is the Plaintiff and you are the Defendant.  
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Student Loans & COVID-19 FAQ

Posted and up-to-date on 9/20/2023
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Rights of Maine Renters: Heat and Utility Charges for Common Areas

If you live in an apartment building, you may find out that you are paying for heat, lights, or other utilities for "common areas." This includes, for example, hallways, basements, or a common hot water heater or furnace. It is illegal for your landlord to make you pay those costs alone. For example, the hall lights should not be hooked up to your… More
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Rights of Maine Renters: Cable TV, Dishes, and Antennas

If I live in an apartment building, can my landlord stop me from getting cable TV, a satellite dish or an antenna? Generally, no. Your landlord can only refuse to allow these installations if they have "good cause" to deny that particular company. "Good cause" could be:
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Maine Sexual Assault Resources: Sexual Assault and Schools

If you (or your child) have been sexually assaulted at school, there are laws that can help protect you. One of the most important laws is called Title IX (Title Nine). Title IX says that schools that get federal funding cannot discriminate based on sex. This includes almost all elementary schools, high schools, and colleges. Title IX says that… More
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Maine National Guard Education Assistance Program

Maine National Guard members may be eligible for full tuition at a state college or university. Learn about the requirements here.
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Tax Credit for Making Home Accessible to People with Disabilities

This is a tax credit for people who modify their home to make it more accessible for a household member with a disability.
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Do you owe $500 or more to your electric company?

If you're more than $500 in debt on your electric bill, this program may be able to help you. You pay just your current monthly electric bill, each month and on time. For each month that you pay your current bill, your electric utility company will wipe out 1/12 of what you owe them on your back bill. Learn about how to enroll!