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Maine Homeowner Assistance Fund (HAF) FAQ

Notice: The Maine HAF Program is winding down. Complete applications received after January 10, 5 PM will be put on a waitlist.
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Student Loan Project

Welcome to PTLA’s Student Loan Project! We provide free legal services to student loan borrowers. We help people with:
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What happens if I am sued for a debt in Maine District Court?

What happens if I am sued for a debt in district court?   If you are sued for a debt in district court, the creditor is the Plaintiff and you are the Defendant.  
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How To: Change or Enforce Your Maine Divorce or Parental Rights Order

If you are trying to modify (change) or enforce a final order from a Parental Rights and Responsibilities or Divorce case in Maine, you might find some helpful information here. This guide will walk you through the process for filing these motions.
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Student Loans & COVID-19 FAQ

Posted and up-to-date on 9/20/2023
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Rights of Maine Renters: Heat and Utility Charges for Common Areas

If you live in an apartment building, you may find out that you are paying for heat, lights, or other utilities for "common areas." This includes, for example, hallways, basements, or a common hot water heater or furnace. It is illegal for your landlord to make you pay those costs alone. For example, the hall lights should not be hooked up to your… More
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Rights of Maine Renters: Cable TV, Dishes, and Antennas

If I live in an apartment building, can my landlord stop me from getting cable TV, a satellite dish or an antenna? Generally, no. Your landlord can only refuse to allow these installations if they have "good cause" to deny that particular company. "Good cause" could be:
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How To: Get Ready for a Disclosure Hearing in Maine

A disclosure hearing can happen once a creditor has a judgment against you for money you owe. Sometimes the creditor must take you to court to find out what property and income you have. This is called a disclosure hearing. This guide will walk you through what to expect at a disclosure hearing, and what you will need to know to go in prepared.… More
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Falling behind on student loan debt? Here's what you need to know

This guide lays out your options for many different student loan debt situations. Is this guide for you? You may use this guide if: