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Maine Homeowner Assistance Fund (HAF) FAQ

Notice: The Maine HAF Program is winding down. Complete applications received after January 10, 5 PM will be put on a waitlist.
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Tenant's Repair and Deduct Form Letter

Caution! Repair and deduct can be a risky strategy - read our information about the Rights of Maine Renters in Unsafe or Unfit Housing before you try to use this form!
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Maine Tenant's Notice of Warranty of Habitability Violation

Here is a sample form you can use if you need to inform a landlord in writing of an unsafe or unfit rental housing condition. 
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Rental Housing Standard Radon Disclosure Form for Landlords

Effective March 1, 2014, Maine landlords are required to test rental units for radon gas.  More details here We have linked below the Maine DHHS standard radon disclosure form, with their "Radon Tips" information attached.
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Sample Letter: Maine Notice to Landlord of Bedbug Infestation

Here is a sample letter you can send to your landlord to notify them of bed bugs in your building.  NOTE:  This notice was drafted for use by Maine tenants.  The laws may be different in other states.
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Rights of Maine Renters: Unsafe or Unfit Housing

Maine law gives tenants an "implied warranty of habitability." This means that your landlord must promise that your home is safe and fit to live in.
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Do you owe $500 or more to your electric company?

If you're more than $500 in debt on your electric bill, this program may be able to help you. You pay just your current monthly electric bill, each month and on time. For each month that you pay your current bill, your electric utility company will wipe out 1/12 of what you owe them on your back bill. Learn about how to enroll!
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Health Care Tax Tips

Do you get a health care tax subsidy for health insurance you bought through the "federal marketplace." Learn about your duty to report certain financial changes.
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Understanding the Affordable Care Act

Some low income people are eligible for Mainecare. Most other people with low incomes can get help paying for health insurance. The IRS gives instant tax credits to help with the cost.   There are many places to get help finding health insurance:
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Get a Refund on Your Property Taxes or Rent

Tax credits for people with low incomes who own their own homes or pay rent.