Posted and up-to-date as of 10/1/2021 Introduction If you can't make your mortgage payment because of the COVID-19 emergency, there is some good news:

If you live in an apartment building, you may find out that you are paying for heat, lights, or other utilities for "common areas." This includes, for example, hallways, basements, or a common hot water heater or furnace. It is illegal for your landlord to make you pay those costs alone. For example, the hall lights should not be hooked up to your… More

If I live in an apartment building, can my landlord stop me from getting cable TV, a satellite dish or an antenna? Generally, no. Your landlord can only refuse to allow these installations if they have "good cause" to deny that particular company. "Good cause" could be:

This is a tax credit for people who modify their home to make it more accessible for a household member with a disability.

NOTE: This information is offered by the IRS for Tax Year 2017.  This includes both rules for making the payment (if you don't have health insurance) and rules about who is "exempt" (does not have to pay).  Many people with very low incomes and people with certain immigrant statuses do not have to pay. 

If you're more than $500 in debt on your electric bill, this program may be able to help you. You pay just your current monthly electric bill, each month and on time. For each month that you pay your current bill, your electric utility company will wipe out 1/12 of what you owe them on your back bill. Learn about how to enroll!

Hiring a lawyer can be expensive and there are not enough free lawyers to help everyone who needs one. On the other hand, a lawyer can make a big difference in certain situations. Below we identify five such situations.

Do you get a health care tax subsidy for health insurance you bought through the "federal marketplace." Learn about your duty to report certain financial changes.

The Maine Court gives you the chance to go through a mediation process before your home can be foreclosed upon. This is probably your last best chance to save your home - or to find out about your other legal options.

Short video about home foreclosure process in Maine.