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Home Foreclosure and COVID-19 FAQ

Posted and up-to-date as of 10/1/2021 Introduction If you can't make your mortgage payment because of the COVID-19 emergency, there is some good news:
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Rights of Maine Renters: Unsafe or Unfit Housing

Maine law gives tenants an "implied warranty of habitability." This means that your landlord must promise that your home is safe and fit to live in.
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Do you owe $500 or more to your electric company?

If you're more than $500 in debt on your electric bill, this program may be able to help you. You pay just your current monthly electric bill, each month and on time. For each month that you pay your current bill, your electric utility company will wipe out 1/12 of what you owe them on your back bill. Learn about how to enroll!
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Home Foreclosure: It’s always good to have a lawyer, but when is it really critical to get some legal help?

Hiring a lawyer can be expensive and there are not enough free lawyers to help everyone who needs one. On the other hand, a lawyer can make a big difference in certain situations. Below we identify five such situations.
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Court Mediation: Your Chance to Stop a Foreclosure

The Maine Court gives you the chance to go through a mediation process before your home can be foreclosed upon. This is probably your last best chance to save your home - or to find out about your other legal options.

Foreclosure: Can I Save My Home? (video)

Short video about home foreclosure process in Maine.
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Military Training Qualifying for a Professional License

Are you a veteran considering applying for a Maine Professional license?  Your military training may help! The Maine Office of Professional and Occupational Regulation will consider military training when reviewing applications.  This means you may not have to complete certain required training programs. 
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Get a Refund on Your Property Taxes or Rent

Tax credits for people with low incomes who own their own homes or pay rent.
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Maine Homestead Exemption for Veterans

General Maine Homestead Exemption
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Benefits for Veterans and Their Families in State & Local Government Jobs

If You or Your Spouse Have Been in the Armed Services You May Get Special Benefits When Applying for a State Job Maine gives benefits to some former members of the armed services and their spouses. You can get these if you are a veteran, or if your spouse was a veteran and has passed away.