Falling behind on student loan debt? Here's what you need to know
This guide lays out your options for many different student loan debt situations. Is this guide for you? You may use this guide if:
Maine Homeowner Assistance Fund (HAF) FAQ
Introduction The Maine Homeowner Assistance Fund (“Maine HAF”) is a program meant to help homeowners who have experienced a financial hardship connected to COVID-19 and are at risk of losing their homes. This is a grant based program, homeowners will not have to pay this money back.
Student Loan Project
Welcome to PTLA’s Student Loan Project! We provide free legal services to student loan borrowers. We help people with:
Rights of Maine Renters: Unsafe or Unfit Housing
Maine law gives tenants an "implied warranty of habitability." This means that your landlord must promise that your home is safe and fit to live in.
Do you owe $500 or more to your electric company?
If you're more than $500 in debt on your electric bill, this program may be able to help you. You pay just your current monthly electric bill, each month and on time. For each month that you pay your current bill, your electric utility company will wipe out 1/12 of what you owe them on your back bill. Learn about how to enroll!
Repaying Federal Student Loans
Federal student loans can be intimidating and confusing. In this article we will explain types of federal student loans, repayment plans and situations, and loan discharge and forgiveness programs.
Repair and Deduct: a self-help tool for tenants
Maine law provides tenants with minor safety issues a self-help "Repair and Deduct" remedy. You can find a sample form here.
Free and Low Cost Phone Services
Introduction This page covers free and low-cost phone services available to Mainers. We know there are many new low or no cost ways of communicating, but we are just trying to cover the basics.
Heating Assistance News
LIHEAP funding continues to be lower than in previous years. This will mean that more households will be turning to local heating assistance programs after their LIHEAP money runs out. Here is a summary of the programs we know about - followed by information about how to access local programs.