Do you owe $500 or more to your electric company?
If you're more than $500 in debt on your electric bill, this program may be able to help you. You pay just your current monthly electric bill, each month and on time. For each month that you pay your current bill, your electric utility company will wipe out 1/12 of what you owe them on your back bill. Learn about how to enroll!
Health Care Tax Tips
Do you get a health care tax subsidy for health insurance you bought through the "federal marketplace." Learn about your duty to report certain financial changes.
Repaying Federal Student Loans
Federal student loans can be intimidating and confusing. In this article we will explain types of federal student loans, repayment plans and situations, and loan discharge and forgiveness programs.
Low Income Taxpayer Clinic
We help people who run up against tax problems with the IRS. Our services are free.
Setting Priorities for Paying Your Debts When You Can’t Pay All Your Bills
You can't pay all of your bills? How to you decide which ones to pay? The Maine Volunteer Lawyers Project provides this helpful guide.
Do You Get Paid By Payroll Card? Know your rights under Maine and federal law
Introduction
Many Maine employers are using payroll cards instead of paper checks or direct deposit to pay wages. This is a growing trend around the country. Payroll cards may be good for some employees, but there are risks and hidden costs involved. Here’s what you need to know.
Get a Refund on Your Property Taxes or Rent
Tax credits for people with low incomes who own their own homes or pay rent.
Alternatives to Pension Loans
What to watch out for if you are offered a "pension loan" or "pension advancement."
Can I Get Rid of a Lien on my Car or Truck?
Introduction
Sometimes a creditor who successfully sues you on a debt will place a lien on your vehicle to "secure the judgment." They do this by filing a document with the Maine Secretary of State's office where vehicle registrations are recorded.
Debt collectors are calling me. What can I do?
We have drafted three form letters to help you respond to debt collectors. These letters will not fit all situations, but they address some of the most common issues.