This guide lays out your options for many different student loan debt situations. Is this guide for you? You may use this guide if:

Posted and up-to-date on 7/12/2022

Maine law gives tenants an "implied warranty of habitability." This means that your landlord must promise that your home is safe and fit to live in.

If you're more than $500 in debt on your electric bill, this program may be able to help you. You pay just your current monthly electric bill, each month and on time. For each month that you pay your current bill, your electric utility company will wipe out 1/12 of what you owe them on your back bill. Learn about how to enroll!

Federal student loans can be intimidating and confusing. In this article we will explain types of federal student loans, repayment plans and situations, and loan discharge and forgiveness programs.

The Wabanaki Legal News is published by Pine Tree Legal Assistance - focusing on news of special interest to Native Americans in Maine. We also publish the Quinnehtuhqut Legal News - a newsletter for Native Americans in Connecticut.

This document is for U.S. citizens only. It is not meant to be legal advice. For more help with this issue, tribal members may call PTLA Native American Unit at: 1-877-213-5630.  

Maine law provides tenants with minor safety issues a self-help "Repair and Deduct" remedy.  You can find a sample form here.

Introduction  This page covers free and low-cost phone services available to Mainers. We know there are many new low or no cost ways of communicating, but we are just trying to cover the basics.   

Border crossing rights between the United States and Canada for Aboriginal People