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Free and Low Cost Phone Services

Introduction  This page covers free and low-cost phone services available to Mainers. We know there are many new low or no cost ways of communicating, but we are just trying to cover the basics.   

Income Guidelines for the Low-Income Taxpayer Clinic

Yearly income guidelines for PTLA's Low Income Taxpayer Clinic.
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Will Getting A Big Tax Refund Make Me Lose My Benefits?

This year, you won’t have to worry about losing your benefits if you get a big tax refund. Starting in 2011, any tax refunds you get will not affect most public benefits, or how much you get! Under the law passed in December 2010:
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Debt Collection in the Maine Courts

If you owe someone money, they can try to collect it from you by taking you to court. This guide will help you understand the court process and the rights you have. You are the debtor. The person who you owe money to is the creditor.
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Fair Housing

Welcome to PTLA's Fair Housing Unit! The Fair Housing Unit works to make sure state and federal laws protecting everyone’s right to housing free from illegal discrimination are enforced in the state of Maine.
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Heating Assistance News

LIHEAP funding continues to be lower than in previous years. This will mean that more households will be turning to local heating assistance programs after their LIHEAP money runs out.  Here is a summary of the programs we know about - followed by information about how to access local programs.  
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Do You Owe Money to the IRS?

I've just received a "Notice of tax due" letter from the IRS. What is this? The IRS sent you this letter because it believes you have not paid the total amount of taxes that you owe.
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Alternatives to Payday Loans

Payday loans can look like a good deal. But they aren’t. Here is what payday loans looks like, why you should avoid them, and some possible alternatives.
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I Can't Pay the Taxes on my House: What Can I Do?

In Maine, if you cannot pay your tax bill for the property you live on, there is something you can do. Your city or town can decide that you don't have to pay some or all of it. This is called a "poverty tax abatement."
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How to Get Your Property Back from Your Landlord

Is There Any Way I Can Get Back My Personal Property If It Is Being Held By My Landlord Or Someone Else? Yes.