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Maine Homeowner Assistance Fund (HAF) FAQ

Notice: The Maine HAF Program is winding down. Complete applications received after January 10, 5 PM will be put on a waitlist.
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What happens if I am sued for a debt in Maine District Court?

What happens if I am sued for a debt in district court?   If you are sued for a debt in district court, the creditor is the Plaintiff and you are the Defendant.  
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Maine Zoom Mediation in Family Matters

Posted and up-to-date 8/2022
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Rights of Maine Renters: Unsafe or Unfit Housing

Maine law gives tenants an "implied warranty of habitability." This means that your landlord must promise that your home is safe and fit to live in.
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Do you owe $500 or more to your electric company?

If you're more than $500 in debt on your electric bill, this program may be able to help you. You pay just your current monthly electric bill, each month and on time. For each month that you pay your current bill, your electric utility company will wipe out 1/12 of what you owe them on your back bill. Learn about how to enroll!
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Parents on Active Duty: Legal Considerations

Your rights as a parent do not stop when you are in the military and called to active duty. There are many things to consider and plan for, especially if you are separated from your child’s other parent.  This is a summary of some of the relevant Maine laws that may help you understand your rights.
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Pre-Paid Debit Cards: Are They a Good Deal?

As with all commercial products, buyer beware! Pre-paid debit cards are often viewed as convenient alternatives to cash and expensive checking accounts. While there may be many advantages to these cards, there are also many disadvantages a consumer should consider.
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Free and Low Cost Phone Services

Introduction  This page covers free and low-cost phone services available to Mainers. We know there are many new low or no cost ways of communicating, but we are just trying to cover the basics.   
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Heating Assistance News

LIHEAP funding continues to be lower than in previous years. This will mean that more households will be turning to local heating assistance programs after their LIHEAP money runs out.  Here is a summary of the programs we know about - followed by information about how to access local programs.