Maine Homeowner Assistance Fund (HAF) FAQ
Notice: The Maine HAF Program is winding down. Complete applications received after January 10, 5 PM will be put on a waitlist.
Student Loan Project
Welcome to PTLA’s Student Loan Project!
We provide free legal services to student loan borrowers.
We help people with:
Student Loans & COVID-19 FAQ
Posted and up-to-date on 9/20/2023
Rights of Maine Renters: Unsafe or Unfit Housing
Maine law gives tenants an "implied warranty of habitability." This means that your landlord must promise that your home is safe and fit to live in.
Rights of Maine Renters: Heat and Utility Charges for Common Areas
If you live in an apartment building, you may find out that you are paying for heat, lights, or other utilities for "common areas." This includes, for example, hallways, basements, or a common hot water heater or furnace.
It is illegal for your landlord to make you pay those costs alone. For example, the hall lights should not be hooked up to your… More
Rights of Maine Renters: Cable TV, Dishes, and Antennas
If I live in an apartment building, can my landlord stop me from getting cable TV, a satellite dish or an antenna?
Generally, no. Your landlord can only refuse to allow these installations if they have "good cause" to deny that particular company. "Good cause" could be:
Falling behind on student loan debt? Here's what you need to know
This guide lays out your options for many different student loan debt situations.
Is this guide for you?
You may use this guide if:
Do you owe $500 or more to your electric company?
If you're more than $500 in debt on your electric bill, this program may be able to help you. You pay just your current monthly electric bill, each month and on time. For each month that you pay your current bill, your electric utility company will wipe out 1/12 of what you owe them on your back bill. Learn about how to enroll!
Repaying Federal Student Loans
Federal student loans can be intimidating and confusing. In this article we will explain types of federal student loans, repayment plans and situations, and loan discharge and forgiveness programs.
Free and Low Cost Phone Services
Introduction
This page covers free and low-cost phone services available to Mainers. We know there are many new low or no cost ways of communicating, but we are just trying to cover the basics.