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Student Loan Project

Welcome to PTLA’s Student Loan Project! We provide free legal services to student loan borrowers. We help people with:
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Student Loans & COVID-19 FAQ

Posted and up-to-date on 10/20/2022
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Rights of Maine Renters: Heat and Utility Charges for Common Areas

If you live in an apartment building, you may find out that you are paying for heat, lights, or other utilities for "common areas." This includes, for example, hallways, basements, or a common hot water heater or furnace. It is illegal for your landlord to make you pay those costs alone. For example, the hall lights should not be hooked up to your… More
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Rights of Maine Renters: Cable TV, Dishes, and Antennas

If I live in an apartment building, can my landlord stop me from getting cable TV, a satellite dish or an antenna? Generally, no. Your landlord can only refuse to allow these installations if they have "good cause" to deny that particular company. "Good cause" could be:
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Rights of Maine Renters: Victims of Domestic Violence, Sexual Assault, and Stalking

Sometimes landlords react to sexual assault, domestic violence and stalking by taking action against the victim. There are state and federal laws that can help if this happens to you.
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Healthcare Resources for Maine Children Who Have Experienced Violence

How does domestic violence affect children? Violence and trauma can have long-lasting effects on children who witness or experience violent events.
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Do you owe $500 or more to your electric company?

If you're more than $500 in debt on your electric bill, this program may be able to help you. You pay just your current monthly electric bill, each month and on time. For each month that you pay your current bill, your electric utility company will wipe out 1/12 of what you owe them on your back bill. Learn about how to enroll!
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Repaying Federal Student Loans

Federal student loans can be intimidating and confusing. In this article we will explain types of federal student loans, repayment plans and situations, and loan discharge and forgiveness programs.
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Fair Employment for Immigrants

Are you being treated fairly on the job - and when looking for a job? Were you treated differently because of:
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Free and Low Cost Phone Services

Introduction  This page covers free and low-cost phone services available to Mainers. We know there are many new low or no cost ways of communicating, but we are just trying to cover the basics.