Maine law gives tenants an "implied warranty of habitability." This means that your landlord must promise that your home is safe and fit to live in.

This is a tax credit for people who modify their home to make it more accessible for a household member with a disability.

NOTE: This information is offered by the IRS for Tax Year 2017.  This includes both rules for making the payment (if you don't have health insurance) and rules about who is "exempt" (does not have to pay).  Many people with very low incomes and people with certain immigrant statuses do not have to pay. 

If you're more than $500 in debt on your electric bill, this program may be able to help you. You pay just your current monthly electric bill, each month and on time. For each month that you pay your current bill, your electric utility company will wipe out 1/12 of what you owe them on your back bill. Learn about how to enroll!

Do you get a health care tax subsidy for health insurance you bought through the "federal marketplace." Learn about your duty to report certain financial changes.

The IRS explains the tax consequences of failing to obtain health care coverage before the March 31, 2014 deadline.

Some low income people are eligible for Mainecare. Most other people with low incomes can get help paying for health insurance. The IRS gives instant tax credits to help with the cost.   There are many places to get help finding health insurance:

Tax credits for people with low incomes who own their own homes or pay rent.

Maine law provides tenants with minor safety issues a self-help "Repair and Deduct" remedy.  You can find a sample form here.

Introduction  This page covers free and low-cost phone services available to Mainers. We know there are many new low or no cost ways of communicating, but we are just trying to cover the basics.