Maine Homeowner Assistance Fund (HAF) FAQ
Notice: The Maine HAF Program is winding down. Complete applications received after January 10, 5 PM will be put on a waitlist.
Home Foreclosure: It’s always good to have a lawyer, but when is it really critical to get some legal help?
Hiring a lawyer can be expensive and there are not enough free lawyers to help everyone who needs one. On the other hand, a lawyer can make a big difference in certain situations. Below we identify five such situations.
Court Mediation: Your Chance to Stop a Foreclosure
The Maine Court gives you the chance to go through a mediation process before your home can be foreclosed upon. This is probably your last best chance to save your home - or to find out about your other legal options.
Get a Refund on Your Property Taxes or Rent
Tax credits for people with low incomes who own their own homes or pay rent.
Maine Homestead Exemption for Veterans
General Maine Homestead Exemption
Benefits for Veterans and Their Families in State & Local Government Jobs
If You or Your Spouse Have Been in the Armed Services You May Get Special Benefits When Applying for a State Job
Maine gives benefits to some former members of the armed services and their spouses. You can get these if you are a veteran, or if your spouse was a veteran and has passed away.
Worker Classification: Employee vs. Independent Contractor
What is worker classification?
Why does it matter how I'm classified?
How can I tell which way I've been classified?
I think I should be classified as an employee but how do I know?
If You Lose Your Job
This is a very general outline of your rights as a worker in Maine. It covers basic questions you might have after losing your job. We also explain how the unemployment benefit system works. You may be unemployed because you were laid off or fired, or you quit. The facts of your particular situation will affect your rights under the law.
I Can't Pay the Taxes on my House: What Can I Do?
In Maine, if you cannot pay your tax bill for the property you live on, there is something you can do. Your city or town can decide that you don't have to pay some or all of it. This is called a "poverty tax abatement."
Foreclosure Rescue Scams: Just Say No!
BEWARE!
If you have fallen behind on your mortgage or you are going through foreclosure, you may hear from someone offering to save your home or fix your credit.
Watch out! This may be a scam!