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Maine Homeowner Assistance Fund (HAF) FAQ

Notice: The Maine HAF Program is winding down. Complete applications received after January 10, 5 PM will be put on a waitlist.
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Student Loan Project

Welcome to PTLA’s Student Loan Project! We provide free legal services to student loan borrowers. We help people with:
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Student Loans & COVID-19 FAQ

Posted and up-to-date on 9/20/2023
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Maine Sexual Assault Resources: Sexual Assault and Schools

If you (or your child) have been sexually assaulted at school, there are laws that can help protect you. One of the most important laws is called Title IX (Title Nine). Title IX says that schools that get federal funding cannot discriminate based on sex. This includes almost all elementary schools, high schools, and colleges. Title IX says that… More
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Maine National Guard Education Assistance Program

Maine National Guard members may be eligible for full tuition at a state college or university. Learn about the requirements here.
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Do you owe $500 or more to your electric company?

If you're more than $500 in debt on your electric bill, this program may be able to help you. You pay just your current monthly electric bill, each month and on time. For each month that you pay your current bill, your electric utility company will wipe out 1/12 of what you owe them on your back bill. Learn about how to enroll!
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Health Care Tax Tips

Do you get a health care tax subsidy for health insurance you bought through the "federal marketplace." Learn about your duty to report certain financial changes.
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Repaying Federal Student Loans

Federal student loans can be intimidating and confusing. In this article we will explain types of federal student loans, repayment plans and situations, and loan discharge and forgiveness programs.
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Servicemembers and Veterans of any State Get Reduced Tution in Maine

In-state tuition rates for all servicemembers and veterans.
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Understanding the Affordable Care Act

Some low income people are eligible for Mainecare. Most other people with low incomes can get help paying for health insurance. The IRS gives instant tax credits to help with the cost.   There are many places to get help finding health insurance: