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Student Loan Project

Welcome to PTLA’s Student Loan Project! We provide free legal services to student loan borrowers. We help people with:
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Student Loans & COVID-19 FAQ

Posted and up-to-date on 9/20/2023
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Rights of Maine Renters: Victims of Domestic Violence, Sexual Assault, and Stalking

Sometimes landlords react to sexual assault, domestic violence and stalking by taking action against the victim. There are state and federal laws that can help if this happens to you.
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Maine Sexual Assault Resources: Consent and Maine Law

What is consent? Consent is when you give permission for something to happen. Consent is an important part of sex. A person’s consent to a sexual activity should be:
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Sexual Assault in the LGBTQ+ Community in Maine: You can get help

Sexual assault affects many members of the LGBTQ+ community. Many Maine organizations work to serve the needs of LGBTQ+ survivors.
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Maine Sexual Assault Resources: Child Sexual Abuse & Normal Child Sexual Behavior

How do I know if my child’s sexual behavior is normal or a sign of abuse?  As a caregiver, you may be worried about a child if they start displaying sexualized behaviors. Your instinct may be to think something has happened to the child, but that is not always the case. Some child sexualized behavior is healthy.
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Maine Sexual Assault Resources: Sexual Assault and Schools

If you (or your child) have been sexually assaulted at school, there are laws that can help protect you. One of the most important laws is called Title IX (Title Nine). Title IX says that schools that get federal funding cannot discriminate based on sex. This includes almost all elementary schools, high schools, and colleges. Title IX says that… More
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Can I get a protection from abuse order if I am a survivor of sexual assault?

Yes! Usually to get a Protection from Abuse (PFA) Order, the abuser and survivor need to be family or household members or dating partners. Pine Tree Legal Assistance helps survivors of sexual assault get PFA orders across the state of Maine. Contact your local sexual assault advocacy center to connect to our services!
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Repaying Federal Student Loans

Federal student loans can be intimidating and confusing. In this article we will explain types of federal student loans, repayment plans and situations, and loan discharge and forgiveness programs.
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Do You Get Paid By Payroll Card? Know your rights under Maine and federal law

Introduction Many Maine employers are using payroll cards instead of paper checks or direct deposit to pay wages.  This is a growing trend around the country. Payroll cards may be good for some employees, but there are risks and hidden costs involved.  Here’s what you need to know.