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Maine Homeowner Assistance Fund (HAF) FAQ

Notice: The Maine HAF Program is winding down. Complete applications received after January 10, 5 PM will be put on a waitlist.
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Do you owe $500 or more to your electric company?

If you're more than $500 in debt on your electric bill, this program may be able to help you. You pay just your current monthly electric bill, each month and on time. For each month that you pay your current bill, your electric utility company will wipe out 1/12 of what you owe them on your back bill. Learn about how to enroll!
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Health Care Tax Tips

Do you get a health care tax subsidy for health insurance you bought through the "federal marketplace." Learn about your duty to report certain financial changes.
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Understanding the Affordable Care Act

Some low income people are eligible for Mainecare. Most other people with low incomes can get help paying for health insurance. The IRS gives instant tax credits to help with the cost.   There are many places to get help finding health insurance:

What to Do if You are Denied Entry to Canada Because of a Past Criminal Conviction

Note: This article is very old! It was created in 2013 and may not be accurate today. We are working on updates and will post them soon. 
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Protection from Abuse Actions in Maine: Special Considerations When the Defendant is in the Military

Maine has a protection from abuse (PFA) law for victims of domestic violence, sexual assault, sex trafficking, and stalking. For background, see our article: Protection from Abuse – How the law works in Maine.
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Worker Classification: Employee vs. Independent Contractor

What is worker classification? Why does it matter how I'm classified? How can I tell which way I've been classified? I think I should be classified as an employee but how do I know?
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Free and Low Cost Phone Services

Introduction  This page covers free and low-cost phone services available to Mainers. We know there are many new low or no cost ways of communicating, but we are just trying to cover the basics.   
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Border Crossing Rights Under the Jay Treaty

Border crossing rights between the United States and Canada for Aboriginal People
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Heating Assistance News

LIHEAP funding continues to be lower than in previous years. This will mean that more households will be turning to local heating assistance programs after their LIHEAP money runs out.  Here is a summary of the programs we know about - followed by information about how to access local programs.