This guide lays out your options for many different student loan debt situations. Is this guide for you? You may use this guide if:

Welcome to PTLA’s Student Loan Project! We provide free legal services to student loan borrowers. We help people with:

Posted and up-to-date on 9/20/2023

Maine law gives tenants an "implied warranty of habitability." This means that your landlord must promise that your home is safe and fit to live in.

What is "Subsidized Housing?" There are different kinds of subsidized housing. Some are public housing, and some aren't. If your rent goes by your income, your housing is “subsidized.”  This is true even if your house or apartment is owned by a person or company, and not the government.

Federal student loans can be intimidating and confusing. In this article we will explain types of federal student loans, repayment plans and situations, and loan discharge and forgiveness programs.

This information applies to you only if you live in HUD-subsidized public housing. Examples in Maine are: Cape Hart in Bangor, Kennedy Park in Portland, and Hillview in Lewiston.

LIHEAP funding continues to be lower than in previous years. This will mean that more households will be turning to local heating assistance programs after their LIHEAP money runs out.  Here is a summary of the programs we know about - followed by information about how to access local programs.  

Important Resources to Prevent Eviction Getting evicted? Worried you might be soon?