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Falling behind on student loan debt? Here's what you need to know

This guide lays out your options for many different student loan debt situations. Is this guide for you? You may use this guide if:
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Student Loan Project

Welcome to PTLA’s Student Loan Project! We provide free legal services to student loan borrowers. We help people with:
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COVID-19 & Rights of Maine Renters: CDC Eviction Ban Struck Down

The CDC issued an order banning some evictions. This order has been struck down by the Supreme Court. Learn how you can protect your housing.
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COVID-19 Maine Eviction & Rental Housing FAQ

Important Resources to Prevent Eviction Getting evicted? Worried you might be soon?
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Student Loans & COVID-19 FAQ

Posted and up-to-date on 10/20/2022
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Rights of Maine Renters: Unsafe or Unfit Housing

Maine law gives tenants an "implied warranty of habitability." This means that your landlord must promise that your home is safe and fit to live in.
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Rights of Maine Renters: Subsidized Housing

What is "Subsidized Housing?" There are different kinds of subsidized housing. Some are public housing, and some aren't. If your rent goes by your income, your housing is “subsidized.”  This is true even if your house or apartment is owned by a person or company, and not the government.
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Repaying Federal Student Loans

Federal student loans can be intimidating and confusing. In this article we will explain types of federal student loans, repayment plans and situations, and loan discharge and forgiveness programs.
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Public Housing: Some Frequently Asked Questions

This information applies to you only if you live in HUD-subsidized public housing. Examples in Maine are: Cape Hart in Bangor, Kennedy Park in Portland, and Hillview in Lewiston.
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Repair and Deduct: a self-help tool for tenants

Maine law provides tenants with minor safety issues a self-help "Repair and Deduct" remedy.  You can find a sample form here.