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Student Loan Project

Welcome to PTLA’s Student Loan Project! We provide free legal services to student loan borrowers. We help people with:
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Land Installment Contracts, Options to Buy, and Rent-to-Own Agreements in Maine

Introduction  Understanding the kind of purchase agreement you have when you are trying to buy land or a home is very important. Often when people buy land or land and a house (sometimes called 'real property') they take out a mortgage or loan and are given the deed to the property when they buy it, and before they move in.
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COVID-19 Federal Stimulus Checks FAQ

Published and up-to-date as of July 2022.    
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Home Foreclosure and COVID-19 FAQ

Posted and up-to-date as of 10/1/2021 Introduction If you can't make your mortgage payment because of the COVID-19 emergency, there is some good news:
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Student Loans & COVID-19 FAQ

Posted and up-to-date on 11/30/2022
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Social Security and COVID-19 FAQ

Up-to-date as of 12/15/2020 Is the Social Security Administration Open? Yes, but there have been changes because of COVID-19.
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Powers of Attorney in Maine

What is a Power of Attorney? Where can I learn more about Powers of Attorney in Maine?
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Combat-Injured Veterans Tax Fairness Act

Introduction The Combat-Injured Veterans Tax Fairness Act of 2016 is a law that may allow many combat-injured veterans to claim a refund or credit from the IRS. This article is a brief summary of who may be eligible, and how to find help and more information.
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Rights of Maine Renters: Unsafe or Unfit Housing

Maine law gives tenants an "implied warranty of habitability." This means that your landlord must promise that your home is safe and fit to live in.
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Tax Credit for Making Home Accessible to People with Disabilities

This is a tax credit for people who modify their home to make it more accessible for a household member with a disability.