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Homeownership & Foreclosure
If you're more than $500 in debt on your electric bill, this program may be able to help you. You pay just your current monthly electric bill, each month and on time. For each month that you pay your current bill, your electric utility company will wipe out 1/12 of what you owe them on your back bill. Learn about how to enroll!
Home Foreclosure: It’s always good to have a lawyer, but when is it really critical to get some legal help?
Hiring a lawyer can be expensive and there are not enough free lawyers to help everyone who needs one. On the other hand, a lawyer can make a big difference in certain situations. Below we identify five such situations.
The Maine Court gives you the chance to go through a mediation process before your home can be foreclosed upon. This is probably your last best chance to save your home - or to find out about your other legal options.
General Maine Homestead Exemption All Maine residents who own their homes can claim a homestead tax exemption. Go here to learn more about the basic Maine Homestead Exemption and how service members based in Maine can qualify.
Use this worksheet to see if you qualify for the Veteran's Property Tax Exemption. 1. Are you a Maine Resident? Yes. Go to Question 2. No. You cannot take this exemption.
In Maine, if you cannot pay your tax bill for the property you live on, there is something you can do. Your city or town can decide that you don't have to pay some or all of it. This is called a "poverty tax abatement."
BEWARE! If you have fallen behind on your mortgage or you are going through foreclosure, you may hear from someone offering to save your home or fix your credit. Watch out! This may be a scam!