Self Help Tools

Homeownership & Foreclosure
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Home Foreclosure and COVID-19 FAQ

Posted and up-to-date as of 2/4/2021 Introduction If you can't make your mortgage payment because of the COVID-19 emergency, there is some good news:

Maine Fair Housing Newsletter

The Fair Housing Newsletter is a publication of Pine Tree Legal Assistance, through the Fair Housing Initiative Program, Maine. It covers important fair housing information and developments, and highlights other fair housing resources.
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Home Foreclosure: It’s always good to have a lawyer, but when is it really critical to get some legal help?

Hiring a lawyer can be expensive and there are not enough free lawyers to help everyone who needs one. On the other hand, a lawyer can make a big difference in certain situations. Below we identify five such situations.
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Court Mediation: Your Chance to Stop a Foreclosure

The Maine Court gives you the chance to go through a mediation process before your home can be foreclosed upon. This is probably your last best chance to save your home - or to find out about your other legal options.
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Foreclosure - Simplified Answer and Request for Mediation Form

You can file the attached form in the Maine District Court if you get court papers saying that your home is being "foreclosed."   You must act right away; there is a 20 day deadline.
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Fair Housing

It is illegal for a Maine landlord to refuse to rent to you because of your color, race, religion, national origin, sex, sexual orientation, disability, having children, or getting public aid. Contact us if you have questions or think you have suffered illegal housing discrimination.  
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Foreclosure Prevention Toolkit

If you're being threatened with a foreclosure of your home, you are not alone. Here are some tools to help: if you are having trouble keeping up with your mortgage payments, if you are already receiving threatening notices from your loan servicer, or even if you are already facing foreclosure.
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Foreclosure Rescue Scams: Just Say No!

BEWARE! If you have fallen behind on your mortgage or you are going through foreclosure, you may hear from someone offering to save your home or fix your credit. Watch out! This may be a scam!
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Don't Borrow Trouble! Mortgages, Home Equity Loans and Refinancing

Are you looking for a home equity loan? Or are you trying to borrow money to buy a home? There are good deals and bad deals. If you don't want to get stuck with a bad one, be careful

Commonly Used Foreclosure Forms

On this page you can find forms that you might need to handle your own foreclosure case. For more detailed information, see Can I Save My Home from Foreclosure? and Home Mortgage Foreclosures.