Homeownership & Foreclosure
Maine Homeowner Assistance Fund (HAF) FAQ
Notice: The Maine HAF Program is winding down. Complete applications received after January 10, 5 PM will be put on a waitlist.
Do you owe $500 or more to your electric company?
If you're more than $500 in debt on your electric bill, this program may be able to help you. You pay just your current monthly electric bill, each month and on time. For each month that you pay your current bill, your electric utility company will wipe out 1/12 of what you owe them on your back bill. Learn about how to enroll!
Home Foreclosure: It’s always good to have a lawyer, but when is it really critical to get some legal help?
Hiring a lawyer can be expensive and there are not enough free lawyers to help everyone who needs one. On the other hand, a lawyer can make a big difference in certain situations. Below we identify five such situations.
Court Mediation: Your Chance to Stop a Foreclosure
The Maine Court gives you the chance to go through a mediation process before your home can be foreclosed upon. This is probably your last best chance to save your home - or to find out about your other legal options.
Free and Low Cost Phone Services
Introduction
This page covers free and low-cost phone services available to Mainers. We know there are many new low or no cost ways of communicating, but we are just trying to cover the basics.
Foreclosure Rescue Scams: Just Say No!
BEWARE!
If you have fallen behind on your mortgage or you are going through foreclosure, you may hear from someone offering to save your home or fix your credit.
Watch out! This may be a scam!
Can I Save My Home from Foreclosure?
Educate yourself. Many, many people are in fear of losing their homes. Maine provides some free help resources, but not everyone will be able to get a free lawyer. Here, we want to help you get started by telling you about some options and where you may be able to get further help.
Home Mortgage Foreclosures
Where can I get help?
If you are facing threat of foreclosure of your home, try to get a lawyer. Here are some possible legal resources:
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Volunteer Lawyer's Project 1-800-442-4293
Pine Tree Legal Assistance
Legal Services for the Elderly 1-800-750-5353
If you are… More