The Maine Courts are offering a new mediation program. This gives you the chance to sit down with your mortgage company at the beginning of the court foreclosure process, to see if you can find a good alternative to foreclosure.
Here are some basic tools to help you strategize: Do I want to propose a "workout" plan? What kind of plan? Where can I get help? What can I do to help my legal advocate help me? Includes sample letters to your loan servicer.